:root{--ink:#0f172a;--muted:#475569;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--brand:#0f766e;--brand2:#134e4a;--accent:#f59e0b;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}
a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:3px}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
.topbar{background:#062e2a;color:#dffbf6;font-size:.9rem;padding:8px 0;text-align:center}
header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:20}
.nav{height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-weight:900;letter-spacing:-.03em;color:var(--ink);text-decoration:none;font-size:1.12rem}.brand span{color:var(--brand)}
.navlinks{display:flex;align-items:center;gap:18px;font-size:.94rem}.navlinks a{text-decoration:none;color:#334155;font-weight:650}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:12px 18px;background:var(--brand);color:#fff;text-decoration:none;font-weight:800;border:1px solid var(--brand);line-height:1.2}.btn:hover{background:var(--brand2)}.btn.secondary{background:#fff;color:var(--brand);border-color:#99f6e4}.btn.dark{background:#0f172a;border-color:#0f172a}
.hero{padding:78px 0 52px;background:linear-gradient(180deg,#f0fdfa 0%,#fff 85%)}.eyebrow{display:inline-block;padding:6px 10px;border-radius:999px;background:#ccfbf1;color:#115e59;font-size:.78rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
h1,h2,h3{line-height:1.14;letter-spacing:-.035em;margin:0 0 16px}h1{font-size:clamp(2.55rem,6vw,4.9rem);max-width:930px}h2{font-size:clamp(1.85rem,4vw,3rem)}h3{font-size:1.25rem}
.lede{font-size:clamp(1.08rem,2.3vw,1.35rem);color:#334155;max-width:820px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.proofbar{display:flex;gap:18px;flex-wrap:wrap;margin-top:24px;color:#334155;font-size:.92rem}
section{padding:64px 0}.alt{background:var(--bg)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}
.card{border:1px solid var(--line);background:var(--card);border-radius:18px;padding:24px;box-shadow:0 10px 30px rgba(15,23,42,.04)}.card p:last-child{margin-bottom:0}.kicker{font-size:.79rem;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);font-weight:900;margin-bottom:10px}.pain{font-size:1.05rem;color:#334155}
.callout{background:#0f172a;color:#f8fafc;border-radius:22px;padding:32px}.callout h2,.callout h3{color:#fff}.callout p{color:#cbd5e1}
.checks{padding-left:0;list-style:none;margin:0}.checks li{padding:9px 0 9px 30px;position:relative;border-bottom:1px solid #eef2f7}.checks li:before{content:"✓";position:absolute;left:0;color:var(--brand);font-weight:950}
.steps{counter-reset:step}.step{position:relative;padding-left:58px;margin:26px 0}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:-2px;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:#ccfbf1;color:#115e59;font-weight:950}
.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}.compare th,.compare td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.compare th{background:#f1f5f9}
.faq details{border-top:1px solid var(--line);padding:16px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{color:#475569}
.calculator{display:grid;grid-template-columns:1.15fr .85fr;gap:22px;align-items:start}.field{display:grid;gap:7px;margin-bottom:14px}.field label{font-weight:800}input,select{width:100%;padding:13px;border:1px solid #cbd5e1;border-radius:10px;font:inherit;background:#fff}.result{border-radius:16px;padding:22px;background:#f8fafc;border:1px solid var(--line);min-height:150px}.result strong{display:block;font-size:2rem;margin-top:6px}.note{font-size:.89rem;color:#64748b}.badge{display:inline-block;border:1px solid #99f6e4;background:#f0fdfa;color:#115e59;border-radius:999px;padding:5px 9px;font-size:.78rem;font-weight:800}
.article{max-width:820px}.article h2{margin-top:42px}.article h3{margin-top:28px}.article p,.article li{color:#334155}.breadcrumb{font-size:.85rem;color:#64748b;padding-top:20px}
footer{background:#071b1a;color:#cbd5e1;padding:46px 0 28px}footer a{color:#99f6e4}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:.86rem}.disclaimer{font-size:.8rem;color:#94a3b8;max-width:900px}.mobile{display:none}
@media(max-width:820px){.grid,.grid.two,.calculator,.footergrid{grid-template-columns:1fr}.navlinks{display:none}.mobile{display:inline-flex}.hero{padding-top:50px}section{padding:48px 0}}


/* Authority library additions */
.case-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.case-card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:24px;display:flex;flex-direction:column;gap:10px}.case-card h3{margin-bottom:4px}.case-card p{margin:0;color:#475569}.case-card .more{margin-top:auto;padding-top:8px;font-weight:850}.case-meta{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 24px}.chip{display:inline-flex;padding:5px 9px;border-radius:999px;background:#ecfdf5;color:#065f46;border:1px solid #a7f3d0;font-size:.76rem;font-weight:850}.chip.warn{background:#fff7ed;color:#9a3412;border-color:#fed7aa}.field-note{border-left:4px solid var(--brand);background:#f0fdfa;padding:18px 20px;border-radius:0 14px 14px 0;margin:24px 0}.field-note strong{display:block;margin-bottom:6px}.warning-box{border-left:4px solid #f59e0b;background:#fffbeb;padding:18px 20px;border-radius:0 14px 14px 0;margin:24px 0}.definition{border:1px solid var(--line);border-radius:16px;padding:20px;background:#fff;margin:18px 0}.definition dt{font-weight:900;font-size:1.08rem}.definition dd{margin:5px 0 18px;color:#475569}.definition dd:last-child{margin-bottom:0}.pattern-table{width:100%;border-collapse:collapse;margin:24px 0;background:#fff}.pattern-table th,.pattern-table td{border:1px solid var(--line);padding:13px 14px;text-align:left;vertical-align:top}.pattern-table th{background:#f1f5f9}.case-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}.case-fact{border:1px solid var(--line);border-radius:14px;padding:16px;background:#f8fafc}.case-fact span{display:block;font-size:.75rem;text-transform:uppercase;letter-spacing:.07em;color:#64748b;font-weight:900}.case-fact strong{display:block;margin-top:5px}.toc{border:1px solid var(--line);border-radius:16px;padding:20px;background:#f8fafc;margin:28px 0}.toc strong{display:block;margin-bottom:8px}.toc a{display:inline-block;margin:3px 12px 3px 0}.scenario{border:1px solid var(--line);border-radius:18px;padding:22px;margin:24px 0;background:#fff}.scenario .label{font-size:.76rem;text-transform:uppercase;letter-spacing:.07em;color:var(--brand);font-weight:900}.scenario h3{margin-top:6px}.source-policy{font-size:.9rem;color:#475569;border-top:1px solid var(--line);padding-top:18px;margin-top:32px}.related{margin-top:44px;padding-top:30px;border-top:1px solid var(--line)}
@media(max-width:820px){.case-grid,.case-facts{grid-template-columns:1fr}.pattern-table{font-size:.91rem}}